Get Out Of Debt

We know that when you in a situation of having overwhelming debt that life can be very stressful and you may think that there is no light at the end of the tunnel. If you are in this situation and you want to get out of debt then there is help available.

We have a team of friendly, professional expert debt advisors that will that will help you get your finance back on track. They will complete a fact find with you to establish where your finances lie and they will be in a position to then advise on the best course of action based on the information in the fact find.

Call the debt solutions helpline on: 0845 519 6093

The best debt solution for you will be based around your financial situation, debt level and employment stratus. Here is a brief breakdown of our debt solutions:

Debt Management Plan

A Debt Management Plan is an informal agreement that is made on your behalf with your creditors to accept a reduced monthly payment until the debts are clear in full. A Debt Management Plan will also tie all of you debts into one monthly payment, so rather than paying 6 or 7 different creditors a month, you will just make one payment to your debt management company and they will distribute this money to your creditors.

Benefits of Debt Management:

One lower monthly payment

Only pay what you can afford

Freeze and stop interest and charges

Stop letters and phone calls from creditors

IVA � Individual Voluntary Arrangement

An IVA is a formal way to pay your debt at a set amount over a set period of time (For Scotland see: Trust Deeds). Unlike a Debt Management Plan you must owe more than �14500.00 to be able to apply for an IVA. You creditors will have a vote to accept the IVA if they agree then you will make one payment every month for 60 months and then you will be debt free. If an IVA fails then a Debt Management Plan will be the next best option for you.

Benefits of a Trust Deed:

One monthly payment

Debt free in 60 months

Write off up to 70% of your debt

Freeze interest and charges by law

Can debt solutions help me get out of debt?

YES we can. Everyone’s personal situation is different and each debt solution is different so we need to work out which will best suit your financial needs.

We will complete a FREE 20 minute fact find with you to work out what your earning and spending and this will let us know how much you can afford to pay to your creditors and also which debt solution is best for you to help you get out of debt. You are under no obligation but I am sure you will be 100% happy with what out debt advisors can do for you and we have the lowest debt managenent fees in the industy

We pride ourselves in our friendly, professional approach to finding the right debt solution for every one of our clients, which is honest, confidential and always the ‘best advice’ based on your individual circumstances.

If you would like to speak to one of our friendly, professional debt experts about any of our debt solutions you can either call our debt solutions helpline on: 0845 159 6093 or complete our online contact form and one of our debt advisors will call you back within the hour.

Start you debt free life today! with one of our debt solutions.

Debt Management | Individual Voluntary Arrangement | Protected Trust Deed | Bankruptcy

Also have a look at out "DEBT FEEs" chart and see what the more popular debt management companies are charging.