Debt Solutions

Debt Solutions you can rely on

Financial help is available in a number of different forms our main debt solutions are: IVAs and Debt Management Plans.

Because every client's situation is different and we have many alternative debt solutions to solve debt problems, our friendly, expert advisers will only recommend a debt solution when they have discussed your needs and circumstances with you (in confidence and without obligation). This means you can rest assured you'll get expert advice and the best debt solutions to resolve a debt problem.

Call the debt solutions helpline on: 0845 519 6093

Which debt solution is best for you?

Debt Management Plan

A Debt Management Plan is an informal way to repay your debts using one lower monthly payment. Our team of experts will negotiate with your creditors on your behalf to accept a reduced monthly payment, freeze interest and charges and stop harassing letters and phone calls. You then make one monthly payment to us and we will distribute this money to your creditors every month. If you are like to speak to one of the team at debt solution about a debt management plan you can call our debt solutions helpline on: 0845 519 6093.

Benefits of Debt Management:

One lower monthly payment

Freeze interest and changes

Stop letter and phone calls

Can stop some legal action

IVA

An IVA (Individual Voluntary Arrangement) is a formal way to repay your debt at a set amount over a set period of time, normally 60 months. Your creditors will look at you individual case and have a vote to accept the IVA or not, if the IVA is accepted you make on monthly payment for 60 months and the you are debt free, you can possible write off up to 70% of your debt using this solution. If you are like to speak to one of the team at debt solution about an IVA you can call our debt solutions helpline on: 0845 519 6093.

Benefits of an IVA:

Debt free in 60 months

Write off up to 70% of your debt

One affordable monthly payment

Stop interest and charges

Consolidation Loan

A Consolidation Loan is one larger loan, normally a secured loan that you use to pay off existing creditors leaving you with one lower monthly payment. Because you are applying for a consolidation loan and it is a form of credit then you must pass a credit check and if you have a bad credit rating a consolidation loan may not be the best debt solution for you. If you are like to speak to one of the team at debt solution about a consolidation loan you can call our debt solutions helpline on: 0845 519 6093.

Benefits of a Consolidation Loan:

One monthly payment

Normally pay lower interest rates

Affordable monthly payment

Improve your credit rating

Bankruptcy

Bankruptcy is the last resort in resolving debt problems your must look at other options before settling for this debt solution. You property and any assets are at risk with bankruptcy. If you are like to speak to one of the team at debt solution about a bankruptcy you can call our debt solutions helpline on: 0845 519 6093.

Benefits of Bankruptcy:

Only pay what you can afford

Stop interest and charges

Stop letters and phone calls

Debt free in a maximum of 3 years

Trust Deed

A Trust deed it the Scottish equivalent of an IVA and is only available to residence of Scotland. There are a few differences between a Trust Deed and an IVA the main two being that a trust deed is only 36 months long and you can write off up to 90% of your debt. If you are like to speak to one of the team at debt solution about a trust deed you can call our debt solutions helpline on: 0845 519 6093.

Benefits of a Trust Deed:

Debt free in 36 months

Write off up to 90% of your debt

One affordable monthly payment

Stop interest and charges

Let debt solutions help you

First of all, our debt solutions are tailored to suit you, your financial and your debt situation. Our friendly, professional debt experts will talk you through all of our debt solutions to ensure you fully understand how we are going to help you get out of debt.

Can debt solutions help me get out of debt?

YES we can. Everyone’s personal situation is different and each debt solution is different so we need to work out which will best suit your financial needs.

We will complete a FREE 20 minute fact find with you to work out what your earning and spending and this will let us know how much you can afford to pay to your creditors and also which debt solution is best for you to help you get out of debt. You are under no obligation but I am sure you will be 100% happy with what out debt advisors can do for you and we have the lowest debt managenent fees in the industy

We pride ourselves in our friendly, professional approach to finding the right debt solution for every one of our clients, which is honest, confidential and always the ‘best advice’ based on your individual circumstances.

If you would like to speak to one of our friendly, professional debt experts about any of our debt solutions you can either call our debt solutions helpline on: 0845 159 6093 or complete our online contact form and one of our debt advisors will call you back within the hour.

Start you debt free life today! with one of our debt solutions.

Debt Management | Individual Voluntary Arrangement | Protected Trust Deed | Bankruptcy

Also have a look at out "DEBT FEEs" chart and see what the more popular debt management companies are charging.