Debt Management Benefits

A debt management plan have a number of different benefits that are all positive and will help improve you standard of living and help you clear the debt and start a debt free life.

What are the benefits of a debt management plan?

Reduced payments - You only pay what you can afford after paying your essential items of living such as food and rent. Your payment can be as low as £50 per month.

You have ONE monthly payment - It’s easier for you to keep track of one payment rather than having to make numerous payments to different creditors. You pay us and we forward it onto your credit companies.

Negotiations done for you - All negotiations to reduce payments to creditors are done by our debt advisors, the creditor is not obliged to agree to the offers proposed however they cannot turn away any payment which you make towards repayment of the debt.

Flexible plan - If your circumstances change, you may speak to your debt advisor to lower or raise your payments.

Contact from creditors - You can forward all letters and phone calls to debt-simple as we’ll respond to them on your behalf.

Interest rates and charges - As well as helping reduce your payments we will try to negotiate with your creditors to freeze interest and charges on your debts, but we cannot guarantee they will agree to this.

Informal arrangement - You are not tied into any formal contract with debt-simple. If your circumstances change and you want to pay your debts without our help then there will be no cancellation fee. Your credit companies will benefit because they can avoid either expensive legal proceedings or court appearances, or paying fees to debt collectors.

Can debt solutions help me get out of debt?

YES we can. Everyone’s personal situation is different and each debt solution is different so we need to work out which will best suit your financial needs.

We will complete a FREE 20 minute fact find with you to work out what your earning and spending and this will let us know how much you can afford to pay to your creditors and also which debt solution is best for you to help you get out of debt. You are under no obligation but I am sure you will be 100% happy with what out debt advisors can do for you and we have the lowest debt managenent fees in the industy

We pride ourselves in our friendly, professional approach to finding the right debt solution for every one of our clients, which is honest, confidential and always the ‘best advice’ based on your individual circumstances.

If you would like to speak to one of our friendly, professional debt experts about any of our debt solutions you can either call our debt solutions helpline on: 0845 159 6093 or complete our online contact form and one of our debt advisors will call you back within the hour.

Start you debt free life today! with one of our debt solutions.

Debt Management | Individual Voluntary Arrangement | Protected Trust Deed | Bankruptcy

Also have a look at out "DEBT FEEs" chart and see what the more popular debt management companies are charging.